{"id":1025,"date":"2026-06-09T06:41:41","date_gmt":"2026-06-09T06:41:41","guid":{"rendered":"https:\/\/crosscountrymovingteams.com\/?p=1025"},"modified":"2026-06-09T06:41:41","modified_gmt":"2026-06-09T06:41:41","slug":"best-private-student-loans-for-grad-school-in-june-2026","status":"publish","type":"post","link":"https:\/\/crosscountrymovingteams.com\/?p=1025","title":{"rendered":"Best private student loans for\u00a0grad\u00a0school in June 2026"},"content":{"rendered":"<div>\n<p>Private graduate student loans tend to be slightly different from\u00a0undergrad\u00a0loans. From medical to dental law degrees, this education tends to be more of an investment.\u00a0You\u2019ll\u00a0want a lender that charges\u00a0a\u00a0reasonable APR, offers lengthy repayment terms, and\u00a0perhaps\u00a0offers\u00a0you some discounts along the way.<\/p><p>Read more <a href=\"https:\/\/crosscountrymovingteams.com\/?p=1019\">AXA launches a new insurance and wealth platform for HNWIs as Hong Kong wealth surges past Switzerland<\/a><\/p>\n<p>Here are our picks for the\u00a0best private student loans\u00a0for\u00a0grad\u00a0school.<\/p>\n<h2>Best private\u00a0graduate\u00a0student loans\u00a0of June 2026<\/h2>\n<p><em>Lender details checked\u00a0June 8, 2026<\/em><\/p>\n<h2>Best for a generous repayment term: Abe.<\/h2>\n<div><div><div><div><div><h2>Abe<\/h2><div><div><div><p>Maximum loan amount<\/p><div><span>$350,000 (up to $500,000 for medical and dental programs)<\/span><\/div><\/div><div><p>Minimum APR<\/p><div><span>2.54%<\/span><\/div><\/div><div><p>Max loan term<\/p><div><span>20 years<\/span><\/div><\/div><\/div><\/div><\/div><div>View offers at Money<svg><\/svg><\/div><\/div><div><section><div><div><div>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" alt=\"Abe logo\" class=\"wp-image-1021\" height=\"683\" src=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/5692a5cfbcd9afa247865d989572f743-1024x683.webp\" width=\"1024\" srcset=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/5692a5cfbcd9afa247865d989572f743-1024x683.webp 1024w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/5692a5cfbcd9afa247865d989572f743-300x200.webp 300w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/5692a5cfbcd9afa247865d989572f743-768x512.webp 768w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/5692a5cfbcd9afa247865d989572f743.webp 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div><\/div><\/section><\/div><\/div><div><div><div><button>Company insights<\/button><\/div><\/div><div><span>\n<ul>\n<li>2024<\/li>\n<li>Mechanicsburg, PA<\/li>\n<li>Seth Gelber<\/li>\n<\/ul>\n<\/span><\/div><\/div><\/div><\/div>\n<p>Abe is one of the\u00a0relatively few\u00a0lenders that extends a loan term of\u00a0up to 20 years\u00a0for select programs.\u00a0That\u2019s\u00a0a huge benefit for borrowers, as it can make a large loan amount affordable.\u00a0You\u2019ll\u00a0pay considerable interest over a two-decade loan term\u2014but at least\u00a0you\u2019ll\u00a0be able to afford the schooling.<\/p>\n<p>Abe also offers a longer-than-normal grace period of\u00a012 months after\u00a0you\u2019ve\u00a0left school\u00a0before you\u00a0are required to\u00a0make payments on your loan. Convenient for transitioning between\u00a0grad\u00a0school and career.<\/p>\n<h2>Best for a reasonable APR:\u00a0RISLA<\/h2>\n<div><div><div><div><div><h2>RISLA<\/h2><div><div><div><p>Maximum loan amount<\/p><div><span>Up to 100% of school-certified expenses<\/span><\/div><\/div><div><p>Minimum APR<\/p><div><span>2.99%<\/span><\/div><\/div><div><p>Max loan term<\/p><div><span>15 years<\/span><\/div><\/div><\/div><\/div><\/div><div>View offers at Money<svg><\/svg><\/div><\/div><div><section><div><div><div>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" alt=\"RISLA logo\" class=\"wp-image-1022\" height=\"683\" src=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/939918655c98c2da75034e87977b7817-1024x683.webp\" width=\"1024\" srcset=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/939918655c98c2da75034e87977b7817-1024x683.webp 1024w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/939918655c98c2da75034e87977b7817-300x200.webp 300w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/939918655c98c2da75034e87977b7817-768x512.webp 768w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/939918655c98c2da75034e87977b7817.webp 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div><\/div><\/section><\/div><\/div><div><div><div><button>Company insights<\/button><\/div><\/div><div><span>\n<ul>\n<li>1981<\/li>\n<li>Warwick, Rhode Island<\/li>\n<li>\u00a0Christine Barlow<\/li>\n<\/ul>\n<\/span><\/div><\/div><\/div><\/div>\n<p>RISLA is a nonprofit issuer of private student loans for\u00a0grad\u00a0school. One of its best features is its low maximum APR of 8.77%. That is remarkably lower than most competitors\u2014by more than 8.00%, in some cases. If your credit score\u00a0isn\u2019t\u00a0exemplary, you can apply with RISLA and know that you\u00a0won\u2019t\u00a0be subject to predatory interest rates.<\/p>\n<p>RISLA also\u00a0doesn\u2019t\u00a0nickel-and-dime you with charges such as origination fees and early repayment fees. Plus, it\u00a0offers\u00a0\u00a0income-based repayment (IBR)\u00a0which can serve as an aid when your income fluctuates. During a downturn, your minimum payment will decrease to suit your needs.<\/p>\n<h2>Best for flexible repayment options: Ascent<\/h2>\n<div><div><div><div><div><h2>Ascent<\/h2><div><div><div><p>Maximum loan amount<\/p><div><span>$400,000<\/span><\/div><\/div><div><p>Minimum APR<\/p><div><span>2.69%<\/span><\/div><\/div><div><p>Max loan term<\/p><div><span>16.86% <\/span><\/div><\/div><\/div><\/div><\/div><div>View offers at Money<svg><\/svg><\/div><\/div><div><section><div><div><div>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" alt=\"Ascent logo\" class=\"wp-image-1023\" height=\"683\" src=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/6b2b6f684dff04f319c0f9b76f51665b-1024x683.webp\" width=\"1024\" srcset=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/6b2b6f684dff04f319c0f9b76f51665b-1024x683.webp 1024w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/6b2b6f684dff04f319c0f9b76f51665b-300x200.webp 300w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/6b2b6f684dff04f319c0f9b76f51665b-768x512.webp 768w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/6b2b6f684dff04f319c0f9b76f51665b.webp 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div><\/div><\/section><\/div><\/div><div><div><div><button>Company insights<\/button><\/div><\/div><div><span>\n<ul>\n<li>San Diego, CA<\/li>\n<li>15 years<\/li>\n<li>\u00a0Ken Ruggerio<\/li>\n<\/ul>\n<\/span><\/div><\/div><\/div><\/div>\n<p>Ascent offers multiple paths of repayment for your graduate student loan.\u00a0These include immediate repayment, interest-only repayment\u00a0as long as\u00a0you\u2019re\u00a0in school at least half time, $25 minimum monthly repayment during your schooling (at least half time) and grace period, and deferred repayment which postpones all payment until after your grace period.<\/p>\n<p>You may also qualify for Ascent\u2019s\u00a0Progressive Repayment\u00a0option. This allows you to pay less initially, with your minimum payments gradually increasing over the term of the loan.\u00a0It\u2019s\u00a0helpful for those who may not be able to afford a considerable payment\u00a0immediately, but\u00a0expect\u00a0the future\u00a0income to handle larger monthly obligations.<\/p>\n<h2>Best for borrower discounts: SoFi<\/h2>\n<div><div><div><div><div><h2>SoFi\u00ae<\/h2><div><div><div><p>Maximum loan amount<\/p><div><span>Up to 100% of school-certified expenses<\/span><\/div><\/div><div><p>Minimum APR<\/p><div><span>2.98%<\/span><\/div><\/div><div><p>Max loan term<\/p><div><span>15 years<\/span><\/div><\/div><\/div><\/div><\/div><div>View offers at SoFi<svg><\/svg><\/div><\/div><div><section><div><div><div>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" alt=\"SoFi logo\" class=\"wp-image-1024\" height=\"682\" src=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/31a22b559199960eb216063056e41a1f-1024x682.webp\" width=\"1024\" srcset=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/31a22b559199960eb216063056e41a1f-1024x682.webp 1024w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/31a22b559199960eb216063056e41a1f-300x200.webp 300w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/31a22b559199960eb216063056e41a1f-768x511.webp 768w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/31a22b559199960eb216063056e41a1f.webp 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div><\/div><\/section><\/div><\/div><div><div><div><button>Company insights<\/button><\/div><\/div><div><span>\n<ul>\n<li>2011<\/li>\n<li>San Francisco, CA<\/li>\n<li>\u00a0Anthony Noto<\/li>\n<\/ul>\n<\/span><\/div><\/div><\/div><\/div>\n<p>SoFi makes saving money fun by gamifying its loans. For example,\u00a0you\u00a0can\u00a0earn\u00a0a 0.25% autopay discount, a\u00a00.125% member\u00a0rate discount, up to $250 in cash bonuses\u00a0as of this writing\u00a0for GPAs of 3.0 or higher, even an extra 0.25% rate discount when you apply by Sept. 3, 2026.<\/p>\n<p>You can also redeem Member Rewards toward private graduate student loans,\u00a0earned for\u00a0\u201csmart money moves\u201d like paying bills on time and increasing your credit score.<\/p>\n<p>Read\u00a0our\u00a0SoFi student loans review\u00a0to learn more.<\/p>\n<h2>Best for a variety of graduate loans: Sallie Mae<\/h2>\n<div><div><div><div><div><h2>Sallie Mae<\/h2><div><div><div><p>Maximum loan amount<\/p><div><span>Up to 100% of school-certified expenses<\/span><\/div><\/div><div><p>Minimum APR<\/p><div><span>2.89%<\/span><\/div><\/div><div><p>Max loan term<\/p><div><span>20 years<\/span><\/div><\/div><\/div><\/div><\/div><div>View offers at Sallie Mae<svg><\/svg><\/div><\/div><div><section><div><div><div>\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" alt=\"Sallie Mae Bank logo\" class=\"wp-image-688\" height=\"683\" src=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/20ec4fd9f5aefa4d3ed68bed46eb2e4f-1024x683.webp\" width=\"1024\" srcset=\"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/20ec4fd9f5aefa4d3ed68bed46eb2e4f-1024x683.webp 1024w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/20ec4fd9f5aefa4d3ed68bed46eb2e4f-300x200.webp 300w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/20ec4fd9f5aefa4d3ed68bed46eb2e4f-768x512.webp 768w, https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/06\/20ec4fd9f5aefa4d3ed68bed46eb2e4f.webp 1440w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div><\/div><\/section><\/div><\/div><div><div><div><button>Company insights<\/button><\/div><\/div><div><span>\n<ul>\n<li>1972<\/li>\n<li>Newark, DE<\/li>\n<li>Jonathan Witter<\/li>\n<\/ul>\n<\/span><\/div><\/div><\/div><\/div>\n<p>Sallie Mae touts one of the most comprehensive catalogs of personal graduate student loans, from the standard medical and dental school options to bar exam loans and various residencies which can cover your travel and relocation.<\/p>\n<p>No matter what\u00a0you\u2019re\u00a0going to school for,\u00a0you\u2019re\u00a0more likely to find the\u00a0option\u00a0through Sallie Mae than many competitors.\u00a0And because Sallie Mae\u00a0doesn\u2019t\u00a0enforce a maximum loan amount,\u00a0creditworthy borrowers can borrow as much as they\u00a0need for\u00a0school-certified expenses.<\/p>\n<p>Read\u00a0our\u00a0Sallie Mae student loans review\u00a0for more details.<\/p>\n<h2>What is a private graduate student loan?<\/h2>\n<p>A private graduate student loan is a way to finance your\u00a0grad\u00a0school education without any federal funding. Instead of receiving money from the U.S. Department of Education, your loan is issued by an online lender, a bank, or a credit union.<\/p>\n<p>You can use it to pay for the entirety of your education, but\u00a0they\u2019re\u00a0more commonly used after\u00a0you\u2019ve\u00a0exhausted all the federal funding you qualify for, as a supplement. Depending on the program, your schooling may cost much more than you can get from a federal student loan. A private student loan can take care of any excess school-certified expenses, such as tuition, housing, meals, and more.<\/p>\n<h2>Is a private graduate student loan\u00a0a good idea?<\/h2>\n<p>A private graduate student loan can be\u00a0a good idea\u2014but again,\u00a0it\u2019s\u00a0better used to cover the school-certified expenses that exceed your\u00a0federal student loan\u00a0maximum.<\/p>\n<p>There\u2019s\u00a0a simple reason for this: Federal student loans come with standardized protections for those having trouble repaying their loan:<\/p>\n<ul>\n<li>\u00a0If\u00a0you\u2019re\u00a0in an eligible situation, the government will pay any interest while\u00a0you\u2019re\u00a0still in school, during the grace period after you leave school, and during certain deferment periods.<\/li>\n<li>\u00a0Federal student loans dictate your minimum payment based on your income and family size.\u00a0So\u00a0if you find yourself making less money at some points throughout the loan, your monthly payment will drop to accommodate the situation.<\/li>\n<li>\u00a0A federal loan can sometimes be erased when you use income-driven repayment for the full agreed-upon repayment term\u2014but you still have a balance.<\/li>\n<\/ul>\n<p>Private graduate student loans typically\u00a0don\u2019t\u00a0offer these mechanisms,\u00a0but law requires federal student loans to have them.<\/p>\n<h2>Pros and cons of private graduate student loans<\/h2>\n<div>\n<div>\n<h3>Pros<\/h3>\n<ul>\n<li>Those with excellent credit may get a lower interest rate than federal student loans<\/li>\n<li>Finance school-certified expenses that exceed your federal funding maximum<\/li>\n<li>Some lenders offer larger borrowing amounts and longer repayment terms than federal student loans<\/li>\n<\/ul>\n<\/div>\n<div>\n<h3>Cons<\/h3>\n<ul>\n<li>Typically fewer hardship programs<\/li>\n<li>You must have a good credit score or a cosigner with good credit to qualify<\/li>\n<li>Those with average credit may get a higher interest rate than federal student loans<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<h2>How to find the right private student loan for\u00a0grad\u00a0school<\/h2>\n<p>To find the right private graduate student loan, consider the following factors.<\/p>\n<h3>APR\/interest<\/h3>\n<p>Interest rates are\u00a0essentially the\u00a0cost of borrowing money. This is one of the most\u00a0important details\u00a0of a private\u00a0grad\u00a0student loan. Even a fraction of a percent can translate to many\u00a0thousands of\u00a0dollars in interest.<\/p>\n<p>As an example,\u00a0let\u2019s\u00a0say\u00a0you\u2019ve\u00a0got a 20-year loan of $150,000 at 5.00% APR. If you stick to the minimum payment,\u00a0you\u2019ll\u00a0pay a total of\u00a0approximately\u00a0$87,584.07 in interest.\u00a0But with a slightly lower 4.50% APR, you\u2019d\u00a0pay\u00a0about\u00a0$77,753.78.\u00a0That\u2019s\u00a0nearly a\u00a0$10,000 savings from just half a percentage point.<\/p><p>Read more <a href=\"https:\/\/crosscountrymovingteams.com\/?p=1017\">As America nears its 250th, roughly half thinks the American Dream isn\u2019t true anymore<\/a><\/p>\n<p>Also take a look at a\u00a0loan\u2019s\u00a0APR, as it includes all fees associated with the loan in addition to interest. This will tell you the true out-of-pocket for opening a private\u00a0grad\u00a0loan.<\/p>\n<h3>Maximum loan amount<\/h3>\n<p>Some lenders enforce a cap on how much you can borrow, and some are willing to fund as many school-certified expenses as you\u2019ve got (as long as you\u2019re creditworthy).\u00a0Choose a loan that will cover all your expenses so that\u00a0you\u2019ve\u00a0only got one payment per month.<\/p>\n<h3>Loan term options<\/h3>\n<p>Your loan term is the amount of time you have to repay the money\u00a0you\u2019ve\u00a0borrowed. The longer the loan term, the more affordable your monthly payments will be. Just note that a longer loan term means\u00a0you\u2019ll\u00a0pay more interest (unless you repay early).<\/p>\n<p>A financial institution may offer you a sufficient loan\u2014but if they\u00a0don\u2019t\u00a0give you enough time to pay, it may not be affordable.<\/p>\n<h3>Hardship options<\/h3>\n<p>Remember, private graduate student loans\u00a0don\u2019t\u00a0automatically\u00a0come\u00a0with the collection of hardship options available with a federal student loan. Some lenders extend similar\u00a0perks, though, making them the better choice if all else is equal.<\/p>\n<h2>How to qualify for a private student loan for\u00a0grad\u00a0school<\/h2>\n<p>To qualify for a private graduate student loan, there are a few specifics the lender will look for.\u00a0Here\u2019s\u00a0what to expect:<\/p>\n<ul>\n<li>\u00a0Lenders typically\u00a0require\u00a0a good credit score for approval, as they want to\u00a0make sure\u00a0you\u2019re\u00a0a responsible borrower. If your credit score is fair or below, you may opt for a cosigner with a more impressive credit profile. Cosigners are more typical for undergraduates, as they tend to have thinner credit profiles\u2014but it can absolutely be worth adding a cosigner if it means securing a better interest rate.<\/li>\n<li>\u00a0Another detail a lender will examine before handing you a private graduate student loan is your DTI. This is the percentage of your monthly gross income that is committed to repaying your current debts (think credit cards, auto loans, mortgage, and so on). A healthy DTI is under 36%.<\/li>\n<li>\u00a0You\u00a0can\u2019t\u00a0use a private graduate student loan at just any school; lenders\u00a0generally have\u00a0an approved\u00a0list\u00a0schools qualify for funding from every lender. Whichever graduate program you pursue, make sure\u00a0it\u2019s\u00a0offered by a school on that list.<\/li>\n<li>\u00a0Schools use \u201cSatisfactory Academic Progress\u201d to gauge whether\u00a0you\u2019re\u00a0keeping up academically. Some lenders ask that you meet SAP to be eligible for the continued funding of a private student loan.<\/li>\n<\/ul>\n<h2>Our\u00a0methodology<\/h2>\n<p>Fortune\u00a0identified\u00a0the most\u00a0important elements\u00a0of a private student for\u00a0grad\u00a0school and compared lenders based on those specific details. We ranked them according to:<\/p>\n<ul>\n<li>: Many lenders allow you to cover up to 100% of your tuition\u2014with no cap. Some do offer hard caps, however, and they were docked accordingly.<\/li>\n<li>: This is the lowest advertised rate by each institution. The APR you qualify for will depend on your credit, but if you or your cosigner has excellent credit, you could be eligible for these rates.<\/li>\n<li>: This is the highest advertised rate by the lender. Even those that barely qualify for a private student loan can know their proposed APR\u00a0won\u2019t\u00a0exceed this number.<\/li>\n<li>: The amount of time\u00a0you\u2019ve\u00a0got to repay your debt is a critical aspect of a student loan. The longer the repayment term, the lower your minimum payment will be each month.<\/li>\n<li>\u00a0If your school decides that\u00a0you\u2019re\u00a0not making SAP under its policy, it can choose not to certify the loan. Those that\u00a0don\u2019t\u00a0require this were ranked higher.<\/li>\n<li>\u00a0The grace period is the amount of time after you finish school before the repayment period\u00a0begins.This\u00a0gives you a bit of time to find a job and become more stable before taking on this financial burden.<\/li>\n<\/ul>\n<h2>Frequently asked questions<\/h2>\n<details><summary><span><h3>What credit score do I need for graduate private student loans?<\/h3><svg><\/svg><\/span><\/summary>\n<p>A good rule of thumb is to not apply for a private graduate student loan until your score is at least 670. This will give you better odds at approval\u2014and\u00a0generally more\u00a0acceptable interest rates.<\/p>\n<\/details>\n<details><summary><span><h3>Are private graduate student loans better than federal loans?<\/h3><svg><\/svg><\/span><\/summary>\n<p>Private graduate student loans are not typically considered \u201cbetter\u201d than federal loans. They each come with their own pros and cons. Federal loans come with robust hardship programs and reasonable interest rates, and they\u00a0don\u2019t\u00a0require\u00a0a credit check. For these reasons,\u00a0it\u2019s\u00a0a good idea\u00a0to take out federal student loans first and use private graduate student loans as a supplement if needed.<\/p>\n<\/details>\n<details><summary><span><h3>Do graduate private student loans cover living expenses?<\/h3><svg><\/svg><\/span><\/summary>\n<p>Yes, graduate private student loans can cover living expenses such as housing and meals.<\/p>\n<\/details>\n<details><summary><span><h3>How much can I borrow with private student loans for graduate school?<\/h3><svg><\/svg><\/span><\/summary>\n<p>The amount you can borrow with private student loans for graduate school depends on your lender\u2019s maximum loan amount.<\/p>\n<\/details>\n<details><summary><span><h3>Are private student loans for graduate school tax deductible?<\/h3><svg><\/svg><\/span><\/summary>\n<p>Private student loans for graduate school may be tax deductible, up to $2,500\u2014but only the interest paid. Of course,\u00a0you\u2019re\u00a0only eligible if\u00a0you\u2019ve\u00a0used the loan for qualifying education expenses.<\/p>\n<\/details>\n<h2>SoFi disclaimers<\/h2>\n<details><summary><span><h3>Pricing Disclosure<\/h3><svg><\/svg><\/span><\/summary>\n<p>Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet SoFi\u2019s underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, income, and other factors. If SoFi is unable to offer you a loan but matches you for a loan with a participating bank, then your rate may be outside the range of rates listed above. Rates and Terms are subject to change at any time without notice. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Minimum loan amount is $5,000. The average of SoFi Personal Loans funded in 2024 was around $33K. Information current as of 03\/24\/26. SoFi Personal Loans originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org). See SoFi.com\/legal for state-specific license details. See SoFi.com\/eligibility for details and state restrictions. <\/p>\n<p>Fixed rates from 7.74% APR to 35.49% APR. APR reflect the 0.25% autopay interest rate discount and a 0.25% SoFi Plus interest rate discount. SoFi Platform personal loans are made either by SoFi Bank, N.A. or , Cross River Bank, a New Jersey State Chartered Commercial Bank, operating from its Delaware branch, Member FDIC, Equal Housing Lender. SoFi may receive compensation if you take<br\/>out a loan originated by Cross River Bank. These rate ranges are current as of 03\/24\/26 and are subject to change without notice. Not all rates and amounts available in all states. See SoFi Personal Loan eligibility details at https:\/\/www.sofi.com\/eligibilitycriteria\/#eligibility-personal. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of<br\/>your credit worthiness, income, and other factors. <\/p>\n<p>Loan amounts range from $5,000\u2013 $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 9.99% of your loan amount for Cross River Bank originated loans which will be deducted from any loan proceeds you receive and for SoFi Bank originated loans have an origination fee of 0%-7%, will be deducted from any loan proceeds you receive.<\/p>\n<\/details>\n<details><summary><span><h3>Member Rate Discount<\/h3><svg><\/svg><\/span><\/summary>\n<p>To be eligible for an additional 0.25% interest rate reduction on a Personal Loan, you must, within 31 days of loan funding, either (1) meet SoFi Plus eligibility criteria, (2) receive an Eligible Direct Deposit into a SoFi Checking or Savings account, or (3) receive at least $5,000 in Qualifying Deposits into a SoFi Checking or Savings account. You must continue to meet at least one of the above eligibility criteria every 31 days to maintain the discount. See the SoFi Plus terms for details on SoFi Plus subscription. For more details on Eligible Direct Deposit or Qualifying Deposits, please see https:\/\/www.sofi.com\/legal\/banking-rate-sheet. <\/p>\n<p>Once you become eligible during the initial period, the discount will be removed or reinstated depending on whether the criteria have been met. Each time your loan is re-amortized, your monthly payment amount will change based upon the interest rate that was in place. SoFi reserves the right to modify or terminate this offer at any time for unenrolled participants. You are not required to meet these criteria to be approved for a loan.<\/p><p>Read more <a href=\"https:\/\/crosscountrymovingteams.com\/?p=1015\">Chinese beauty brands flock to Southeast Asia as their first step in going global<\/a><\/p>\n<\/details>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>You\u2019ve conquered your undergraduate degree\u2014but you\u2019re not quite done yet. Which lender best suits your grad school goals?<\/p>\n","protected":false},"author":1,"featured_media":1020,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[76],"tags":[],"class_list":["post-1025","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Best private student loans for\u00a0grad\u00a0school in June 2026 - Cross Country Moving Team<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/crosscountrymovingteams.com\/?p=1025\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best private student loans for\u00a0grad\u00a0school in June 2026 - Cross Country Moving Team\" \/>\n<meta property=\"og:description\" content=\"You\u2019ve conquered your undergraduate degree\u2014but you\u2019re not quite done yet. 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