{"id":2271,"date":"2026-06-26T09:13:28","date_gmt":"2026-06-26T09:13:28","guid":{"rendered":"https:\/\/crosscountrymovingteams.com\/?p=2271"},"modified":"2026-06-26T09:13:28","modified_gmt":"2026-06-26T09:13:28","slug":"congress-just-passed-the-most-significant-housing-bill-in-decades-so-why-wont-trump-sign-it","status":"publish","type":"post","link":"https:\/\/crosscountrymovingteams.com\/?p=2271","title":{"rendered":"Congress just passed the most significant housing bill in decades, so why won\u2019t Trump sign it?"},"content":{"rendered":"
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The White House supported the 21st Century ROAD to Housing Act, but on Wednesday Trump canceled the signing ceremony for the bill, saying he would not sign the measure until Congress passes legislation that would require\u00a0proof of citizenship\u00a0for all voters.<\/p>\n

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Here\u2019s what to know.<\/p>\n

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How significant is this housing legislation?<\/h4>\n

The measure is the culmination of months of negotiations by lawmakers who combined dozens of bills meant to address how housing affordability for both renters and aspiring homeowners in the U.S. has grown increasingly out of reach for many Americans.<\/p>\n

The bill would reduce federal regulations, streamline environmental reviews, speed up the construction process and curb the influence of corporate landlords by limiting their ability to purchase single-family homes.<\/p>\n

Still, it\u2019s not a silver bullet for all the factors that contribute to reduced housing affordability, including lack of construction labor, rising insurance costs and years of subdued wage growth relative to\u00a0sharply rising rents\u00a0and home prices.<\/p>\n

Even so, the bill has drawn broad support from the real estate industry, including organizations representing homebuilders and apartment complex owners, as well as housing advocates.<\/p>\n

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\u201cWe need more homes built, and legislation that removes construction barriers is exactly what the market needs right now,\u201d said Daryl Fairweather, chief economist at Redfin. \u201cHomebuyers who were hoping for relief may have to wait even longer, and in a market already starved for inventory, that\u2019s a tough pill to swallow.\u201d<\/p>\n

What led lawmakers to pass the first major housing legislation in decades?<\/h4>\n

Housing has grown into a hot-button issue among voters in recent years as homeownership and rents in many areas have become less affordable for many Americans.<\/p>\n

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The U.S. housing market has been in a\u00a0slump\u00a0since 2022, when mortgage rates began to climb from pandemic-era lows. Sales of previously occupied U.S. homes were essentially flat last year, stuck at\u00a0a 30-year low.\u00a0While sales accelerated in May to their\u00a0fastest pace since December, they continue to hover close to a 4 million annual pace, far short of the historic norm that is closer to 5.2 million, limited partly by\u00a0elevated mortgage rates.<\/p>\n

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Years of soaring home prices, especially in the early part of this decade when rock-bottom mortgage rates fueled a buying frenzy, have left many would-be homebuyers frozen out of the market. And a chronic shortage of homes for sale nationally, due partly to years of below-average new home construction, has helped prop up home prices even in a multiyear sales slump.<\/p>\n

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Home prices have increased 54% nationwide since 2020, and last year the median existing single-family sales price was nearly five times the median household income, according to researchers at Harvard\u2019s Joint Center for Housing Studies.<\/p>\n

Renters, meanwhile, have seen little improvement in affordability. While the median U.S. monthly rent has been declining for nearly three years, it was still 17.2% higher in May than before the pandemic, according to data from Realtor.com.<\/p>\n

What if the bill doesn\u2019t become law?<\/h4>\n

One of the biggest hurdles to homeownership has been an imbalance between supply and demand in many parts of the country.<\/p>\n

When there are fewer homes on the market, that helps prop up home prices even during a slowdown. Conversely, during times when mortgage rates are low, buyers end up competing for fewer homes, which drives up prices.<\/p>\n

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The housing bill would help increase the supply of housing, particularly when it comes to smaller, more affordable starter homes.<\/p>\n

It amends existing regulations to boost construction of manufactured homes, which tend to be more affordable than other types of newly built homes, and expand access to government-backed loans to include construction of standalone dwellings a homeowner can rent out.<\/p>\n

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The bill also provides new dollars for communities to turn abandoned infrastructure into housing, and provides guidelines for communities that want to reform outdated zoning regulations, which often limit larger housing developments.<\/p>\n

\u201cIt won\u2019t make housing more affordable overnight, but in the coming years we will see more construction of town homes, multifamily housing, and ADUs,\u201d notes Fairweather, saying the additional supply \u201cwill relieve the pressure on home prices, and make it easier for homebuyers to break into the market.\u201d<\/p>\n

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What about renters?<\/h4>\n

The legislation includes a broad set of provisions, including an expansion of government rental assistance and affordable housing construction programs , and measures aimed at encouraging state and local governments to make it easier to build new homes and apartments, including federal funding to places exceeding the median rate of homebuilding.<\/p>\n

In addition, the bill would raise limits on the number of public housing units that can receive financing for renovations and codify a recovery program to help expedite funds to communities rebuilding after disaster.<\/p>\n

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It also requires\u00a0new renter protections.<\/p>\n

\u201cFamilies are struggling under the heavy weight of housing costs that have climbed for decades,\u201d said San Diego Mayor Todd Gloria, who is president of the U.S. Conference of Mayors. \u201cThere\u2019s no time to waste. Without federal action, America\u2019s housing shortfall will continue to grow, falling another 2 million units behind in the next five years.\u201d<\/p>\n

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What happens if the bill signing is held up for weeks or longer?<\/h4>\n

While hailed as a significant step, the federal government\u2019s power to dictate things like how many homes are built or rents is limited, given that most of the regulations on construction, such as zoning laws, and other facets of real estate are determined by local and state governments.<\/p>\n

So, even if the bill is delayed, it\u2019s not like it would have had an immediate impact on local house prices, for example. But it would set back the clock on new construction projects that might not otherwise get the go-ahead.<\/p>\n

\u201cThe sooner this bill becomes law, the sooner builders and homebuyers will benefit from its downstream effects,\u201d said Danielle Hale, chief economist at Realtor.com. \u201cEven if the president were to sign this bill immediately, many of the provisions will take time to impact builder planning and projects in the pipeline, so there is going to be a delay before consumers feel the impacts of this legislation either way.\u201d<\/p>\n

What happens next?<\/h4>\n

Trump\u2019s decision to not sign the legislation into law Wednesday could end up just temporarily delaying the measure from taking effect.<\/p>\n

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The House passed the bill in a 358-32 vote on Tuesday and the Senate passed it 85-5 on Monday. That level of support is what\u2019s colloquially called a veto-proof majority.<\/p>\n

Still, if Trump were to veto the measure, the Senate and the House would have to vote again to override the veto.<\/p>\n

It may not come to that.<\/p>\n

Speaker Mike Johnson said Wednesday that he had spoken with Trump earlier in the day and was confident the president would sign the bill.<\/p>\n

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\u201cThe president, when we go through the details of the bill, he\u2019s going to understand that it\u2019s a good product,\u201d Johnson said.<\/p>\n

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