{"id":3260,"date":"2026-07-12T15:09:48","date_gmt":"2026-07-12T15:09:48","guid":{"rendered":"https:\/\/crosscountrymovingteams.com\/?p=3260"},"modified":"2026-07-12T15:09:48","modified_gmt":"2026-07-12T15:09:48","slug":"a-trump-account-could-make-your-kid-a-millionaire-by-45-but-financial-experts-say-the-apps-projections-come-with-a-catch","status":"publish","type":"post","link":"https:\/\/crosscountrymovingteams.com\/?p=3260","title":{"rendered":"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch"},"content":{"rendered":"
\n

Enter a $250-a-year contribution, and the app shows the user would have $19,000 by age 18 or a whopping $878,000 by age 55. Bump it up to the $5,000 annual max, and the numbers jump to $271,000 and $13 million, respectively.<\/p>\n

Read more Sen. Lindsey Graham, a foreign policy hawk who became a close Trump ally, dies suddenly at 71<\/a><\/p>\n

That eye-popping figure comes straight from the government\u2019s own projection on TrumpAccounts.gov, but it rests on an assumption of the S&P 500\u2019s historical annual return of more than 10%, sustained without interruption for 55 years. While that 10% has historically been the case, Morningstar provided CNBC with data\u00a0showing U.S. stock market returns could be lower over the next decade, closer to an average return of 6.3% per year.<\/p>\n

\n
\n
<\/div>\n<\/div>\n<\/div>\n

That being said, financial planners want parents to see the full picture before they start dreaming of what feels close to a trust fund, or at the very least, a nice nest egg, for their kids.<\/p>\n

Trump Accounts, the tax-advantaged investment accounts for children created under President Donald Trump\u2019s tax law that officially launched July 4, have drawn attention for a headline promise: that a child could retire a millionaire off contributions their family barely notices. The accounts function like a traditional IRA, but during the \u201cgrowth period\u201d that runs from birth through the year before a child turns 18, special rules apply.\u00a0<\/p>\n

Eligible babies born between 2025 and 2028 receive a one-time $1,000 seed deposit from the U.S. Treasury, and families, friends, and others can collectively add up to $5,000 per year in after-tax dollars, a limit indexed for inflation after 2027.\u00a0<\/p>\n

So what could a family actually build? And what should they understand before treating any app projection as a full financial plan? Here\u2019s how four financial experts break it down\u2014including Adam Vega, a certified financial planner and managing partner at Avance Private Wealth Management, who is weighing the accounts for his own newborn.\u00a0<\/p>\n

\n
<\/div>\n<\/div>\n

\u201cWe\u2019re going through these nuances together,\u201d he told Fortune<\/em>.<\/p>\n

The four advisors who spoke with Fortune<\/em> landed in a very similar range, and they got there using a more conservative return assumption than the Trump administration.<\/p>\n

\n
\n
<\/div>\n<\/div>\n<\/div>\n

Pam Krueger, a registered investment advisor and founder of the advisor-matching platform Wealthramp, ran the numbers for a family that maxes out their accounts. Add the $1,000 government seed to $5,000 a year from birth through age 18, and the family has contributed roughly $91,000.\u00a0<\/p>\n

\n
<\/div>\n<\/div>\n

Assuming a 7% long-term annual return\u2014her benchmark for money invested in the stock market over a lifetime\u2014\u201dthat account could grow to roughly $185,000 by age 18,\u201d Krueger told Fortune<\/em>. Left untouched after that, with no further contributions, \u201cit could grow to more than $1 million by age 45.\u201d<\/p>\n

\n
<\/div>\n<\/div>\n
\n
<\/div>\n<\/div>\n

\u201cBut that child could have much more by the time he\/she is in their mid 40\u2019s,\u201d she added. \u201cTime in the market is doing the heavy lifting. That\u2019s the power of compounding growth.\u201d<\/p>\n

Mitch Hamer, founder and lead advisor at Intersecting Wealth, modeled the same idea for his own 5-year-old son, whose account he recently funded. Also using a 7% return, he projects those maxed annual deposits reach $1 million at age 45 and $3 million at 60. At 8%, which he also considers defensible, the figures climb to $1.4 million at 45 and $4.5 million at 60. Those totals, he notes, would be built on just $200,000 of contributions by age 45.<\/p>\n

\u201cA long time horizon and no interruption of compounding is a powerful concept in personal wealth accumulation,\u201d Hamer told Fortune<\/em>.\u00a0<\/p>\n

And that\u2019s the lesson financial experts emphasized over and over: The contributions are almost beside the point.<\/p>\n

\n
\n
<\/div>\n<\/div>\n<\/div>\n
\n
<\/div>\n<\/div>\n

\u201cHere\u2019s the part that should stop people in their tracks,\u201d Matthew Chancey, a certified financial planner, tax strategist, and founder of Tax Alpha Companies, told Fortune<\/em>. Of the $1.5 to $2 million he projects a maxed account could reach by age 55 at a 7% return, only about $91,000 came from the family.\u00a0<\/p>\n

\u201cThe other $1.5 million or so came from time,\u201d he said. \u201cThat\u2019s not a rounding difference, it\u2019s the whole story. Which means the only real question isn\u2019t how much you put in, it\u2019s whether the kid can leave the money alone long enough for time to do what time does.\u201d<\/p>\n

Krueger made the same point using percentages: Using a 7% assumption, more than 90% of the account\u2019s eventual value comes from decades of compounding, not deposits.\u00a0<\/p>\n

\u201cThe real engine isn\u2019t the deposits\u2014it\u2019s time,\u201d she said. \u201cThat\u2019s why starting early puts someone so far ahead.\u201d<\/p>\n

\n
<\/div>\n<\/div>\n

While all of that sounds great, it\u2019s nearly impossible to know or completely accurately project exactly what will happen in the stock market over the coming decades.<\/p>\n

\u201cThese are not guarantees,\u201d Krueger said. \u201cEven a small one- or two-percentage-point difference in long-term returns can change the outcome by hundreds of thousands of dollars in either direction.\u201d\u00a0<\/p>\n

Read more More tech workers are retiring early because they don\u2019t want to deal with AI-related changes: \u2018Many people believe it\u2019s overblown\u2019<\/a><\/p>\n

\n
\n
<\/div>\n<\/div>\n<\/div>\n

Then there\u2019s tax treatment, which trips up families who confuse \u201ctax-deferred\u201d with \u201ctax-free.\u201d Unlike a Roth IRA, withdrawals from a Trump Account are taxed as ordinary income, and the account converts to a traditional IRA the day a child turns 18. That means withdrawals before age 59\u00bd can trigger a 10% penalty unless an exception like education or a first-home purchase applies.\u00a0<\/p>\n

\u201cMany people hear \u2018tax-deferred\u2019 and mistake that for \u2018tax-free,’\u201d Krueger said. \u201cThey are not the same.\u201d Still, she added, \u201cI wouldn\u2019t let the tax tail wag the dog.\u201d<\/p>\n

\n
<\/div>\n<\/div>\n

But one of the major risks all the financial experts marked isn\u2019t the market or the IRS. It\u2019s what happens at 18, when the child gains full control of the account.<\/p>\n

\u201cThe day they turn 18, you go from being in charge of that account to being on the sidelines,\u201d Chancey said. \u201cLegally, practically, and completely.\u201d Every family swears they\u2019d never touch it, he said, until a hard year in the kid\u2019s 20s arrives.\u00a0<\/p>\n

\u201cNext thing you know, 40 years of tax-free growth quietly goes to solve one temporary problem,\u201d he said.<\/p>\n

Hamer\u2019s takeaway is that education has to start early.\u00a0<\/p>\n

\n
\n
<\/div>\n<\/div>\n<\/div>\n

\u201cEducation on the money and what it stands for, what it took to earn, is just as important as the compounding itself,\u201d he said.\u00a0<\/p>\n

Vega agreed the control question is the account\u2019s biggest limitation: \u201cMost people are not too financially responsible when they turn 18.\u201d<\/p>\n

Many parents also wonder whether Trump Accounts then replace a traditional retirement or college savings account. But financial planners said it\u2019s additive and doesn\u2019t replace either of those savings mechanisms.\u00a0<\/p>\n

But advisors did say to maximize an employer 401(k) match first.\u00a0<\/p>\n

\n
<\/div>\n<\/div>\n

\u201cIf your employer matches your contributions, that match is free money,\u201d Chancey said. \u201cFund a Trump Account for your kid before you\u2019ve captured every dollar of your own 401(k) match, and you\u2019ve made an expensive mistake dressed up as good parenting.\u201d\u00a0<\/p>\n

From there, the planners generally sequenced the Trump Account and a 529 next. Krueger would prioritize a 529 if college is a likely goal, for its education tax benefits, followed by a Trump Account.<\/p>\n

\n
\n
<\/div>\n<\/div>\n<\/div>\n

\u201cIts biggest advantage is that contributions don\u2019t require the child to have earned income,\u201d she said. \u201cThat helps. I\u2019d want to put the dollars where they\u2019ll work the hardest.\u201d<\/p>\n

Meanwhile, a growing number of employers are sweetening the pot. Companies including Uber, Intel, IBM, and Nvidia have pledged to contribute to workers\u2019 Trump Accounts as a benefit. Many employers will add up to $2,500 a year per employee, which counts toward the $5,000 limit.\u00a0<\/p>\n

\n
<\/div>\n<\/div>\n

\u201cWe know free money is the best kind of money,\u201d Vega said.<\/p>\n

The Trump Account\u2019s edge, the financial experts agreed, is flexibility and timing.\u00a0<\/p>\n

It beats a 529 for families who aren\u2019t sure whether their kid will go to college, because a 529 penalizes non-education withdrawals. It beats a custodial Roth for young children, because a Roth requires earned income and most kids don\u2019t have a paycheck, but a Trump Account can start compounding at birth.<\/p>\n

Where a Trump Account doesn\u2019t win is once a teenager starts earning real money. A custodial Roth\u2019s tax-free growth generally beats the Trump Account\u2019s tax-deferred, ordinary-income treatment over a multi-decade horizon. And a 529 still wins for clearly college-bound families in states offering a meaningful tax deduction.<\/p>\n

\n
\n
<\/div>\n<\/div>\n<\/div>\n

Financial experts suggested converting a Trump Account into a Roth IRA in early adulthood, when the young account owner\u2019s income and tax rate are low. Vega has modeled it for clients. Even a $2,500 annual contribution for 18 years, he said, \u201cthen purposely converted to a Roth is valued upwards of $2 million at the child\u2019s retirement age,\u201d and tax-free.<\/p>\n

The bottom line, as Chancey framed it: The account is a great tool, but it can\u2019t be treated as a holistic financial plan.<\/p>\n

\u201cThe plan is whether the kid can actually leave the money alone for five decades, so it can do what it\u2019s built to do,\u201d he said. \u201cThat\u2019s not something the tax code decides. That\u2019s something the kid decides, potentially one hard season at a time.\u201d<\/p>\n

Read more Le Pen extends lead in French election poll after court ruling<\/a><\/p>\n

<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Four financial planners break down how much your kid could really make, where it fits with your 401(k), and the catch parents keep missing.<\/p>\n","protected":false},"author":1,"featured_media":3259,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[],"class_list":["post-3260","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-donald-trump"],"yoast_head":"\nA Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch - Cross Country Moving Team<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/crosscountrymovingteams.com\/?p=3260\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch - Cross Country Moving Team\" \/>\n<meta property=\"og:description\" content=\"Four financial planners break down how much your kid could really make, where it fits with your 401(k), and the catch parents keep missing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/crosscountrymovingteams.com\/?p=3260\" \/>\n<meta property=\"og:site_name\" content=\"Cross Country Moving Team\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-12T15:09:48+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/#\\\/schema\\\/person\\\/1b8121bfb9a1c55d1fff3fca675fceaa\"},\"headline\":\"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch\",\"datePublished\":\"2026-07-12T15:09:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260\"},\"wordCount\":1531,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/3d894c4032c932ff7eabcdb41a24eb0b.webp\",\"articleSection\":[\"Donald Trump\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260\",\"url\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260\",\"name\":\"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch - Cross Country Moving Team\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/3d894c4032c932ff7eabcdb41a24eb0b.webp\",\"datePublished\":\"2026-07-12T15:09:48+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/#\\\/schema\\\/person\\\/1b8121bfb9a1c55d1fff3fca675fceaa\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260#primaryimage\",\"url\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/3d894c4032c932ff7eabcdb41a24eb0b.webp\",\"contentUrl\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/3d894c4032c932ff7eabcdb41a24eb0b.webp\",\"width\":1200,\"height\":600},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?p=3260#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/#website\",\"url\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/\",\"name\":\"Cross Country Moving Team\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/#\\\/schema\\\/person\\\/1b8121bfb9a1c55d1fff3fca675fceaa\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"http:\\\/\\\/crosscountrymovingteams.com\"],\"url\":\"https:\\\/\\\/crosscountrymovingteams.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch - Cross Country Moving Team","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/crosscountrymovingteams.com\/?p=3260","og_locale":"en_US","og_type":"article","og_title":"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch - Cross Country Moving Team","og_description":"Four financial planners break down how much your kid could really make, where it fits with your 401(k), and the catch parents keep missing.","og_url":"https:\/\/crosscountrymovingteams.com\/?p=3260","og_site_name":"Cross Country Moving Team","article_published_time":"2026-07-12T15:09:48+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/crosscountrymovingteams.com\/?p=3260#article","isPartOf":{"@id":"https:\/\/crosscountrymovingteams.com\/?p=3260"},"author":{"name":"admin","@id":"https:\/\/crosscountrymovingteams.com\/#\/schema\/person\/1b8121bfb9a1c55d1fff3fca675fceaa"},"headline":"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch","datePublished":"2026-07-12T15:09:48+00:00","mainEntityOfPage":{"@id":"https:\/\/crosscountrymovingteams.com\/?p=3260"},"wordCount":1531,"commentCount":0,"image":{"@id":"https:\/\/crosscountrymovingteams.com\/?p=3260#primaryimage"},"thumbnailUrl":"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/07\/3d894c4032c932ff7eabcdb41a24eb0b.webp","articleSection":["Donald Trump"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/crosscountrymovingteams.com\/?p=3260#respond"]}]},{"@type":"WebPage","@id":"https:\/\/crosscountrymovingteams.com\/?p=3260","url":"https:\/\/crosscountrymovingteams.com\/?p=3260","name":"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch - Cross Country Moving Team","isPartOf":{"@id":"https:\/\/crosscountrymovingteams.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/crosscountrymovingteams.com\/?p=3260#primaryimage"},"image":{"@id":"https:\/\/crosscountrymovingteams.com\/?p=3260#primaryimage"},"thumbnailUrl":"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/07\/3d894c4032c932ff7eabcdb41a24eb0b.webp","datePublished":"2026-07-12T15:09:48+00:00","author":{"@id":"https:\/\/crosscountrymovingteams.com\/#\/schema\/person\/1b8121bfb9a1c55d1fff3fca675fceaa"},"breadcrumb":{"@id":"https:\/\/crosscountrymovingteams.com\/?p=3260#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/crosscountrymovingteams.com\/?p=3260"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/crosscountrymovingteams.com\/?p=3260#primaryimage","url":"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/07\/3d894c4032c932ff7eabcdb41a24eb0b.webp","contentUrl":"https:\/\/crosscountrymovingteams.com\/wp-content\/uploads\/2026\/07\/3d894c4032c932ff7eabcdb41a24eb0b.webp","width":1200,"height":600},{"@type":"BreadcrumbList","@id":"https:\/\/crosscountrymovingteams.com\/?p=3260#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/crosscountrymovingteams.com\/"},{"@type":"ListItem","position":2,"name":"A Trump Account could make your kid a millionaire by 45\u2014but financial experts say the app\u2019s projections come with a catch"}]},{"@type":"WebSite","@id":"https:\/\/crosscountrymovingteams.com\/#website","url":"https:\/\/crosscountrymovingteams.com\/","name":"Cross Country Moving Team","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/crosscountrymovingteams.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/crosscountrymovingteams.com\/#\/schema\/person\/1b8121bfb9a1c55d1fff3fca675fceaa","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","caption":"admin"},"sameAs":["http:\/\/crosscountrymovingteams.com"],"url":"https:\/\/crosscountrymovingteams.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=\/wp\/v2\/posts\/3260","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3260"}],"version-history":[{"count":0,"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=\/wp\/v2\/posts\/3260\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=\/wp\/v2\/media\/3259"}],"wp:attachment":[{"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3260"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3260"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crosscountrymovingteams.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3260"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}